Cruises can be one of the best-value vacations, with food, entertainment, and accommodation all included in one price. But costs can add up quickly if you’re not careful. From drinks and shore excursions to Wi-Fi and gratuities, the extras can sometimes double what you thought you’d spend.
The good news is that with smart planning, you can enjoy a cruise without breaking your budget. Here are 13 practical ways to save money before and during your trip.
1. Book at the Right Time
Cruise fares fluctuate, much like airline tickets.
- Wave season (January–March): This is when cruise lines release deals and promotions.
- Shoulder season: Booking outside peak times (spring and fall) often means lower fares.
- Last-minute deals: If you’re flexible, waiting until a month or two before departure can score you a bargain.
Planning ahead or being flexible are both effective strategies.
2. Choose an Inside Cabin
Balconies are nice, but if your goal is to save money, inside cabins offer the lowest fares.
- Pros: You still get full access to dining, entertainment, and amenities.
- Cons: No natural light and less space.
Since most of your time is spent around the ship or in port, an inside cabin can be a smart way to cut costs.
3. Bring Your Own Drinks (Where Allowed)
Many cruise lines allow you to bring a limited amount of wine, beer, or soda onboard. Check the rules carefully.
- Wine: Often one or two bottles per adult are permitted.
- Soft drinks: Some lines allow small packs of soda or juice.
- Water: Bottled water is usually sold at a premium, so bring a refillable water bottle instead.
This can save you a surprising amount over a week-long cruise.
4. Skip the Drink Package
Unlimited drink packages can cost $60–$100 per person per day. Unless you’re sure you’ll drink enough to make it worthwhile, paying per drink is often cheaper.
Tip: Many ships offer happy hour specials, daily cocktail deals, or even free champagne at certain events.
5. Take Advantage of Included Dining
Specialty restaurants are tempting but come with an extra fee. Stick with the main dining room and buffet — the food is usually excellent and already included in your fare.
Some ships also offer free room service or snack stations.
6. Avoid Overpriced Shore Excursions
Cruise line excursions are convenient but often overpriced. Alternatives include:
- Independent operators: Book tours directly online or at the port.
- DIY exploring: Many ports are walkable, or you can take local taxis and buses.
- Free activities: Beaches, hikes, and city walks often cost nothing.
Just make sure to leave enough time to return before the ship departs.
7. Use Loyalty Programs and Credit Card Points
Frequent cruisers can benefit from loyalty programs that offer perks like free Wi-Fi, discounts, or cabin upgrades.
Some travel credit cards also let you redeem points for cruises or onboard credit.
8. Save on Internet Costs
Cruise Wi-Fi is notoriously expensive and often slow.
- Download before you go: Movies, playlists, and maps.
- Use free Wi-Fi in port: Cafés and restaurants often provide it.
- Limit usage: Buy the smallest package and use it only when necessary.
Disconnecting for a few days can be part of the fun.
9. Watch Out for Onboard Extras
Ships are designed to tempt you with add-ons. Common money traps include:
- Art auctions
- Casino nights
- Boutiques and jewelry shops
Set a budget for extras before you board, or skip them entirely.
10. Bring Essentials with You
Avoid paying inflated prices on the ship by packing:
- Sunscreen
- Toiletries
- Seasickness medication
- Reusable water bottle
Buying these items onboard can cost double or triple the usual price.
11. Share Transportation to the Port
If you’re traveling with family or friends, split the cost of taxis or shuttles. In some cities, rideshare apps are cheaper than cruise line transfers.
For international departures, flying into port a day early also avoids costly last-minute travel mishaps.
12. Look for Onboard Credit Deals
Sometimes cruise lines offer onboard credit as part of promotions. This can cover drinks, Wi-Fi, or gratuities. Booking through a travel agent may also score you bonus credit.
13. Travel Off-Peak
Summer and holidays are the most expensive times to cruise. If your schedule allows, travel in the off-season:
- Caribbean: Late spring and fall
- Alaska: May or September
- Mediterranean: April or October
You’ll save money and avoid peak-season crowds.
Pros and Cons of Saving Money on Cruises
| Pros | Cons |
|---|---|
| Lower overall trip cost | May miss out on certain luxuries like balcony cabins or specialty dining |
| More flexibility with budget | Requires more planning and discipline |
| Ability to cruise more often | Some savings require trade-offs (smaller cabins, limited Wi-Fi) |
| Better value for money | DIY shore excursions can be less convenient |
Suggested Budget Cruise Strategy
Day 1: Embark, enjoy included dining, explore the ship, skip drink package
Days 2–6: Stick to included meals, limit onboard extras, book DIY shore activities
Day 7: Use free or cheap transport back home, celebrate savings with a special treat at the end of the trip
This balance lets you enjoy the cruise fully without overspending.
Conclusion
Cruises can be as affordable or as expensive as you make them. By choosing inside cabins, avoiding pricey extras, and planning smartly, you can save hundreds of dollars while still enjoying everything that makes cruising fun.
The key is knowing where to splurge and where to cut back. Spend on experiences that matter to you — whether that’s a once-in-a-lifetime excursion or a celebratory dinner — and save on the things that don’t. With the right strategy, cruising can be one of the best-value vacations out there.
FAQs
Is it cheaper to book a cruise early or last minute?
Both can work. Early booking secures lower fares and better cabins, while last-minute deals offer discounts if you’re flexible.
Should I buy a cruise drink package?
Only if you drink enough to make it worth the daily cost. Otherwise, pay per drink and look for specials.
Are cruise excursions worth the money?
Sometimes. For unique activities or hard-to-reach sites, cruise excursions make sense. For city tours or beaches, DIY options are often much cheaper.
Can I bring alcohol on a cruise?
Most cruise lines allow a small amount of wine or beer. Check your cruise line’s policy before packing.
What’s the cheapest time to cruise?
Shoulder seasons like spring and fall usually have the best fares, especially for the Caribbean, Alaska, and Mediterranean.
